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Is the Barclaycard Avios Mastercard worth it in 2026?

no annual fee

The Barclaycard Avios Mastercard earns 1 Avios per £1. Whether it's worth the fee comes down to one question: do the perks and points you'll actually use add up to more than £0 a year? Here's what's on the table, plus a free tool to work out your number.

Work out if it pays for itself →

What you get

Vouchers

• Cabin upgrade voucher — earned at £20,000 spend in a card year, valid 24 months. Spend £20,000 in a card year: book a return Avios reward flight for one person paying the Avios of the cabin below (or one-way for two people). Not a 2-4-1. Valid 2 years. Default value £250: Club World for World Traveller Plus pricing saves ~25–50k Avios long-haul.

Does it pay for itself?

There's no fee, so any value you get is upside; the real question is whether it's your best earner versus the alternatives. The free CCWorth adds it all up from your own answers and shows your real position, plus exactly what it'd take to break even.

See your verdict, free to start, no bank login →

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