The British Airways Amex earns 1 Avios per £1. Whether it's worth the fee comes down to one question: do the perks and points you'll actually use add up to more than £0 a year? Here's what's on the table — and a free tool to work out your number.
Companion Voucher (economy) — earned at £15,000 spend in a card year, valid 12 months. Spend £15,000 in a card year and a second passenger flies on the same Avios booking for no extra Avios — economy cabins only (Euro Traveller / World Traveller), on BA, Iberia or Aer Lingus. Flying solo? It halves the Avios instead. Valid 12 months. Default value £100: economy Avios prices are low and the short validity causes breakage.
Does it pay for itself?
There's no fee, so any value you get is upside — the main question is whether it's your best earner versus the alternatives. The free CCWorth adds it all up from your own answers and shows your real position — plus exactly what it'd take to break even.